Category Archives: Guides

The NIE is the tax number you need to buy in Spain. It is not residency, and for most buyers abroad a lawyer obtains it.

Budget roughly 12-14% on top of a new-build price on the Costa del Sol. Here is what each part is.

Spanish law requires a bank guarantee or insurance for every amount you pay before completion. Here is what to check.

Non-resident mortgages on the Costa del Sol usually cover 60-70% of the price. Plan the deposit, the paperwork and the off-plan timing.

Buying a home does not give you the right to live in Spain. The golden visa ended in 2025. Ownership and residency are separate.

Off-plan buys you specification and staged payments. Resale buys you certainty, mature gardens and a price you can negotiate today. Here is how the two really compare.

Transfer tax, notary, registry, legal fees: budget 10 to 12 per cent above the purchase price, and know which line is which before you sign.

NIE, bank account, lawyer, mortgage, notary. The sequence matters as much as the paperwork — here is the order that keeps a purchase on schedule.